InspereX continues to offer exceptional value in our benefits offering.
While nationwide insurance rates are increasing at an average 10%+ this year, more than double the current rate of inflation, our insurance premiums for the 2024/2025 plan year will largely remain flat. Only medical rates will see a slight increase across enrollment types (with no rate increase to employee-only plans), and no employee will see an increase of more than $65/month on their medical premiums. All other premiums, across all other plans, will remain flat year over year.
InspereX Benefits:
The More You Know
Welcome back to The More You Know, the series designed to provide an educational overview of your “lesser- known” benefit plan options.
While our core plans remain largely unchanged, we are excited to offer even more new supplementary plans for you to choose from. Last year’s additions included:
2024-2025 Resources
2024-2025 Enrollment Materials
Featured & Supplemental Plans
- Wishbone Pet Insurance
- Supplemental Benefit Scenarios – Cigna
- Supplemental Benefit Summary – Accidental Injury Insurance – Cigna
- Supplemental Benefit Summary – Critical Illness Insurance – Cigna
- Supplemental Benefit Summary – Hospital Care Coverage – Cigna
- SAM by UCM – Create Your Account
- SAM by UCM – Mental Health
- SAM by UCM – Virtual Primary Care
- SAM by UCM – Whole Person Health Flyer
Additional Materials
- LegalShield – 101 Reasons to Use LegalShield
- LegalShield – Life Journey Legal Cost Savings
- Supplemental Benefit Summary – Identity Protection – IDX
- Supplemental Benefit Summary – Medical Transport – MASA
- Supplemental Benefit Summary – Total Pet Plan
- Supplemental Benefit FAQ – Total Pet
- Principal Extra Benefits Voucher Program